Alex Neuman
Hastings
Summary
Commercial Lender with a focus on middle market real estate originations. Currently managing a $300MM portfolio with commitments across multifamily, industrial, hospitality, and development assets throughout the Midwest and SW Florida.
Overview
10
10
years of professional experience
4
4
years of post-secondary education
Work History
Second Vice President – Commercial Banking Officer
MidWestOne Bank
11.2023 - Current
- Manage and grow a $243MM commercial real estate loan portfolio across multifamily, industrial, hospitality, land, and development assets.
- Originated $20MM+ in new loan commitments while completing $36MM+ in renewals, restructures, and extensions.
- Structure construction, bridge, and permanent financing including interest‑only periods, extension tests, and covenant structures.
- Maintain relationships with regional developers, brokers, and investors to source new lending opportunities.
Senior Portfolio Manager / Portfolio Manager
MidWestOne Bank
02.2022 - 11.2023
- Completed annual credit reviews, renewals, and new loan underwriting for both CRE and C&I relationships.
- Supported three relationship managers and the CRE lending group across a $350MM commercial loan portfolio.
- Prepared credit memorandums, financial analysis, global cash flow analysis, and risk rating recommendations.
- Evaluated borrower financials, guarantor liquidity, and collateral performance for investor real estate and operating company borrowers.
- Coordinated with legal, appraisal, and environmental consultants during loan closing and modification processes.
Commercial Loan Officer
First National Bank
01.2021 - 02.2022
- Originated and managed commercial and investor real estate lending relationships.
- Structured loans and prepared credit presentations for commercial borrowers and real estate investors.
Credit Analyst
First National Bank
04.2019 - 01.2021
- Performed financial analysis, spreading, and underwriting for commercial and commercial real estate loan requests.
- Supported lenders in evaluating borrower financial performance, collateral, and guarantor strength.
Managerial Training Program
First American Bank
05.2016 - 04.2019
- Completed a multi‑year rotational banking program focused on commercial credit analysis and lending operations.
- Rotated through commercial banking, credit analysis, and lending support functions.
- Analyzed borrower financial statements and assisted in preparing credit presentations for loan requests.
Education
Bachelor of Science - Finance, Political Science
Iowa State University
08.2012 - 05.2016
Skills
- Loan structuring
- Credit analysis
- Portfolio management
- Risk assessment
- Industry expertise
- Financial modeling
- Commercial lending
Representative Transactions
- $28MM, construction loan – student housing development, Lincoln, Nebraska
- Industrial flex development, Twin Cities, Minnesota
- Hospitality refinance – Florida hotel property, Florida
- Multifamily loan – 70‑unit apartment property, Coon Rapids, Minnesota
Timeline
Second Vice President – Commercial Banking Officer
MidWestOne Bank
11.2023 - Current
Senior Portfolio Manager / Portfolio Manager
MidWestOne Bank
02.2022 - 11.2023
Commercial Loan Officer
First National Bank
01.2021 - 02.2022
Credit Analyst
First National Bank
04.2019 - 01.2021
Managerial Training Program
First American Bank
05.2016 - 04.2019
Bachelor of Science - Finance, Political Science
Iowa State University
08.2012 - 05.2016