Alex Trelstad
Nisswa
Summary
Dedicated Credit Analyst experienced in managing teams and updating records while conducting in-depth financial statement reviews. Demonstrated expertise in assessing risk through thorough financial document analysis. Committed to contributing to a dynamic organization with a focus on collections and leasing.
Overview
13
13
years of professional experience
Work History
Credit Analyst
American National bank of Minnesota
Grand Forks
04.2023 - Current
- Facilitated loan origination for ANB of MN clients and new clients.
- Conduct efficient write ups, and Real Estate Evaluations to ensure timely closings.
- Conducted write ups and real estate evaluations for timely closings, ensuring compliance and accuracy.
- Collaborated with team members to support ongoing projects.
Branch Manager
Summit Mortgage Corporation
Grand Forks
03.2022 - 04.2023
- Originated quality mortgages for secondary market and recruited top MLOs for Summit Mortgage Team in ND & Northern MN.
- Built relationships and expanded referral network with realtors, insurance agents, and financial planners.
- Created marketing opportunities for current and prospective realtor partners.
Mortgage Loan Originator
US Bank Home mortgage
Grand Forks
03.2016 - 03.2022
- Originated quality loans in accordance with secondary market guidelines and US Bank policies.
- Conducted interviews with prospective borrowers to analyze financial and credit data, determining financing options and providing relevant pricing and product policy information for quality loan production.
- Developed relationships with referral partners, enhancing collaboration with realtors, insurance agents, and financial planners.
- Created marketing opportunities for existing and potential realtor partners, increasing engagement and visibility in the market.
Home Mortgage Consultant
Wells Fargo
Grand Forks
04.2015 - 03.2016
- Formulated and originated high quality home mortgage loans in compliance with Wells Fargo guidelines.
- Developed and maintained a robust network of referral sources for new mortgage opportunities through active participation in realtor consultations and community events.
- Created weekly open-house flyers for realtors that clearly outlined loan options for prospective buyers, enhancing their marketing efforts.
Internet Sales Manager
Lithia Toyota
Grand Forks
03.2014 - 12.2014
- Led daily operations of internet sales leads, ensuring timely and comprehensive customer service.
- Achieved monthly sales goals by converting internet leads into in-person acquisitions.
- Secured referrals and fostered client relationships through consistent follow-up communication, enhancing brand and vehicle service loyalty.
Home Mortgage Consultant
Wells Fargo
Grand Forks
09.2013 - 03.2014
- Evaluated customer credit data and financial history to make informed decisions, resulting in beneficial loan outcomes for customers and the bank.
- Provided expert advice on company products to strengthen relationships with clients, realtors, and prospects.
- Developed adaptability to changes in the mortgage industry by completing trainings and applying innovative sales skills.
Education
Bachelor of Science - Business Administration, Management, Marketing
University of North Dakota
Grand Forks, NDSkills
- Credit analysis
- Credit risk assessment
- Risk assessment
- Credit risk
- Credit reporting
- Mortgage underwriting
- Loan origination
- Credit programs
- Market analysis
- Customer relationship management
- Team collaboration
- Time management
- Effective communication
References
Furnished upon request
Leadership Volunteer
- United Way, 2015 - 2023
- Junior Achievement, 2015 - 2023
- Habitat for Humanity, 2015
- Relay for Life, 2012 - Present
- TAG (The Art of Giving), 2007 - Present
Timeline
Credit Analyst
American National bank of Minnesota
04.2023 - Current
Branch Manager
Summit Mortgage Corporation
03.2022 - 04.2023
Mortgage Loan Originator
US Bank Home mortgage
03.2016 - 03.2022
Home Mortgage Consultant
Wells Fargo
04.2015 - 03.2016
Internet Sales Manager
Lithia Toyota
03.2014 - 12.2014
Home Mortgage Consultant
Wells Fargo
09.2013 - 03.2014
Bachelor of Science - Business Administration, Management, Marketing
University of North Dakota