Angie Bailey
Alexandria,MN
Summary
Experienced finance professional with 16 years of comprehensive experience in credit analysis and credit review. Throughout my career, I have successfully managed various roles, primarily focusing on credit analysis and credit review, while also taking on responsibilities such as training new employees and overseeing departmental workloads. My tenure in these positions, coupled with a strong drive for success, has honed my risk management skills, exemplary communication abilities, and proficiency in interpreting financial statements, technical procedures, and governmental regulations. I am known for my exceptional interpersonal skills and high-energy work ethic, consistently integrating professional expertise with a keen focus on fostering teamwork, optimizing performance, and identifying risk.
Overview
17
17
years of professional experience
6
6
years of post-secondary education
Work History
Credit Review Specialist
Magnifi Financial
02.2022 - Current
- Conduct independent credit reviews to ensure compliance with Magnifi Financial policies and NCUA regulations, producing detailed line sheets for each assessment
- Analyze credit risk decisions and recommend enhancements to procedures and reports
- Prepare and present monthly and quarterly reports to the credit committee, facilitating portfolio management
- Support quarterly 5300 reporting with accounting expertise
- Contribute to various projects, including: Creating reports for portfolio management
- Analyzing COVID-19 impacts on high-risk industries
- Assisting in software implementation.
Credit Analyst II
Magnifi Financial
09.2011 - 02.2022
- Facilitated training sessions for new Credit Analysts, ensuring smooth onboarding and integration into the team
- Managed the commercial Credit Analyst team, including training new members, balancing department workload, and overseeing all operational aspects
- Provided personalized customer service to members regarding their lending requirements, fostering strong client relationships
- Conducted comprehensive underwriting and financial analysis of commercial customers, particularly focusing on commercial real estate borrowers
- Analyzed financial data to identify trends, patterns, and strategic insights, consolidating findings into actionable reports
- Monitored and analyzed Key Performance Indicators (KPIs) and financial ratios to assess performance and identify areas for improvement
- Conducted market and industry analyses relevant to members' sectors, providing insights to inform decision-making
- Presented key findings and loan recommendations to upper management and the executive team
- Demonstrated leadership by implementing process improvements to enhance departmental efficiency.
Credit Analyst
Lease Servicing Center, Inc
09.2008 - 09.2011
- Facilitated end-to-end loan process from initiation to completion
- Collected requisite financial data and conducted comprehensive analysis of transaction components
- Conducted thorough examination of financials, entity background, and equipment involved in financing or leasing
- Executed documentation and supported loan funding procedures.
Unit Coordinator
St. Michael's Hospital
12.2007 - 09.2008
- Managed daily operations at the main nurses' station, ensuring efficiency and organization
- Demonstrated excellent communication and interpersonal abilities through regular interaction with colleagues and patients
- Utilized clerical and secretarial skills to develop schedules, record meeting minutes, and maintain document filing systems.
Implementation Specialist
Dairyland Healthcare Solutions
07.2007 - 12.2007
- Installed new software into hospital and clinic facilities throughout the United States
- Implemented the use of the software through training clients directly onsite.
Education
Bachelor of Science - Finance
St. Cloud State University
MN 05.2001 - 05.2007
Commercial Lending Academy - undefined
Multiple management courses offered through my current employer. - undefined
Skills
Strong analytical abilities
undefinedReferences
REFERENCES AVAILABLE UPON REQUEST
Timeline
Credit Review Specialist
Magnifi Financial
02.2022 - Current
Credit Analyst II
Magnifi Financial
09.2011 - 02.2022
Credit Analyst
Lease Servicing Center, Inc
09.2008 - 09.2011
Unit Coordinator
St. Michael's Hospital
12.2007 - 09.2008
Implementation Specialist
Dairyland Healthcare Solutions
07.2007 - 12.2007
Bachelor of Science - Finance
St. Cloud State University
05.2001 - 05.2007
Commercial Lending Academy - undefined
Multiple management courses offered through my current employer. - undefined
Similar Profiles
Hank BuelowHank Buelow
Senior Banking Consultant at Magnifi FinancialSenior Banking Consultant at Magnifi Financial
Paige BensonPaige Benson
Banking Consultant I at Magnifi FinancialBanking Consultant I at Magnifi Financial
Gage GraeveGage Graeve
Banking Consultant 1 at Magnifi FinancialBanking Consultant 1 at Magnifi Financial