Summary
Overview
Work History
Education
Skills
Timeline
Generic

Erin Louise Grage

Apple Valley

Summary

Experienced Workers’ Compensation Insurance Specialist successful at managing high caseloads in fast-pace environments. Organized, driven, and adaptable with excellent planning and problem-solving abilities. Offering 13 years of insurance experience and eager to take on any challenge.

Overview

15
15
years of professional experience

Work History

Senior Workers Compensation Adjuster

Risk Administration Services, Inc.
06.2023 - Current

- Investigate workers compensation claims in MN, SD, and IA to determine compensability.

- Educate claimants on the workers’ compensation process, oversee medical treatment, and address treatment requests from medical providers.

- Calculate lost time benefits for injured workers off work due to their injury.

- Partner with defense counsel on litigated files to move claims toward resolution.

- Review claims for settlement upon injured workers reaching maximum medical improvement; calculate and issue settlement payments.

- Review and authorize medical bills and process denials for unrelated treatment.

- Collaborate with nurse case managers and vendors to assist claimants with return-to-work efforts.

Senior Workers Compensation Adjuster

ESIS
08.2022 - 06.2023

- Handled workers compensation claims for a third-party administrator across MO, IA, IL, and KS jurisdictions.

- Determined claim compensability and educated claimants on the workers’ compensation process.

- Oversaw medical treatment and addressed treatment requests from medical providers.

- Calculated lost time benefits for injured workers and identified settlement opportunities to bring files to resolution.

Benefit Management Adjuster – Workers Compensation

Travelers Insurance
10.2015 - 08.2022

- Managed medical and indemnity claims with lifetime benefits for MN, TN, KY, CO, and AZ.
- Maintained strong relationships with insured clients and injured workers.
- Reviewed treatment requests for appropriateness and collaborated with nurse case managers as needed.
- Researched discrepancies and potential fraud, partnering with Travelers’ investigative unit for resolution.
- Paid medical bills and denied unrelated treatment, evaluating files for potential settlement opportunities.

Medical Only Claims Adjuster – Workers Compensation

Travelers Insurance
11.2013 - 10.2015

- Processed medical-only workers’ compensation claims for MN, WI, SD, CA, MI, MO, and KS.

- Stayed current with state workers compensation laws and educated injured workers on the process.

- Collaborated with insured HR representatives to ensure compliance with state guidelines regarding medical treatment.

- Communicated with medical providers to update billing information as necessary.

Technology Account Manager

Travelers Insurance
11.2011 - 11.2013

- Partnered with underwriters to obtain and retain commercial insurance accounts for technology clients.

- Followed up with insurance agents on questions and requests for coverage changes, upselling lines of business when possible.

- Assisted in training new employees, completed audits, and resolved account issues effectively.

Billing Support Specialist

Ceridian Corporation
11.2010 - 11.2011

- Managed customer accounts by addressing billing inquiries and correcting inaccuracies.

- Built strong relationships with customers through prompt responses and follow-ups on open issues until resolved.

Education

Bachelors of Science - Fine Arts

University of Wisconsin-River Falls
River Falls, WI
01-2010

Skills

  • Teamwork orientation
  • Continuous learning mindset
  • Settlement negotiation
  • Claims investigation
  • ICD-10 coding knowledge
  • HIPAA compliance awareness
  • Fraud discovery
  • Medical terms and procedure knowledge

Timeline

Senior Workers Compensation Adjuster

Risk Administration Services, Inc.
06.2023 - Current

Senior Workers Compensation Adjuster

ESIS
08.2022 - 06.2023

Benefit Management Adjuster – Workers Compensation

Travelers Insurance
10.2015 - 08.2022

Medical Only Claims Adjuster – Workers Compensation

Travelers Insurance
11.2013 - 10.2015

Technology Account Manager

Travelers Insurance
11.2011 - 11.2013

Billing Support Specialist

Ceridian Corporation
11.2010 - 11.2011

Bachelors of Science - Fine Arts

University of Wisconsin-River Falls
Erin Louise Grage