Maria (Yu) Jiang
St Paul
Summary
Experienced CFP professional and MBA with over 12 years in finance, specializing in investment products, financial planning, and portfolio management. Seeking a Senior Wealth Management Consultant role to provide strategic guidance in financial planning, private banking, and Cross-Border Wealth Management for U.S.-connected and high-net-worth international clients.
Overview
12
12
years of professional experience
Work History
Investment Consultant – Relationship Manager
Goodrich Hill Wealth Management Group at Morgan Stanley
St Paul
2025.04 - Current
- Financial Discovery: Lead prospect discovery and financial planning process: Interview clients to assess income, expenses, assets, liabilities, and overall risk tolerance.
- Assessed a client's circumstances and objectives to provide individualized, highly strategic investment consulting and comprehensive financial plans addressing retirement, tax efficiency, insurance, and estate strategies.
- Investment/Portfolio Construction and Management: Recommend or select tailored asset allocations and portfolios aligned with the client’s timeline and goals.
- Ongoing Monitoring and Updating: Track the progress of the financial plan, updating it to accommodate life changes (marriage, career shifts, etc.). Continuing with plan and portfolio tailoring as clients’ goals and situation change.
- Explained market trends, regulatory changes, and rationale behind financial strategies to clients, enhancing relationships and developing tailored strategies to meet their financial goals.
- Led team marketing strategies, planning in-person and virtual educational events while ensuring compliance with requirements and firm policies to enhance client engagement and support prospecting efforts.
- Assisted with social media messaging and marketing efforts, collaborating with VEA to distribute communication pieces via Next Best Action (NBAs) to improve client digital engagement.
- Pillar part of Goodrich Hill Wealth Management Group at Morgan Stanley which manages AUM exceeds 1.1 billion USD, driving annual growth over 7 million USD.
Financial Planning Analyst
Nerland Cummings Group at Morgan Stanley
St Paul
2023.07 - Current
- Prepared financial planning meetings by gathering client information (retirement account statements, bank account details, mortgage information) for input into financial planning software.
- Prepared Social Security analysis for clients using our financial planning software.
- Education Planning - Using our financial planning tools, creating education funding plans for clients.
- Manage client cash flow/income strategies and model dividend reinvestment.
- 401k Review & Tracking. Helping clients manage their outside (of Morgan Stanley) retirement accounts by tracking and reviewing annually.
- Portfolio Management and Unified Managed Account platform trading.
- Management of spreadsheet portfolio models and monthly reporting.
- Portfolio Benchmark Management. Tracking performance metrics for client accounts.
- Proficient with financial planning software Money Guide Pro – Internally known as LifeView and Total Wealth View.
- Managed and maintained clients' digital experience through MS Online Profile Management and account nicknaming, ensuring secure storage of financial planning files in Morgan Stanley Digital Vault.
Senior Registered Client Associate
Albrecht Wealth Management Group at Raymond James
Waukesha
2022.01 - 2023.07
- Played a vital part in assisting the team of financial advisors to move their entire book of business from Wells Fargo Advisors to Raymond James & Associates (AUM exceeds 450 million USD) in a record-breaking transition period.
- Responsible for transforming clients’ financial plans from Envision into Goal Planning and Monitoring (GPM) financial planning software, working with clients to build/update financial plans through the transition process and also on an ongoing basis.
- Conduct client reviews via conference call, zoom and/or in-person meetings to present financial plan, discuss alternatives & various scenario projections, help clients to better understand their financial situation and achieve better planning outcome.
- Training the newly hired Senior Registered Client Associate to learn the advisors’ book of business and provide clients with an outstanding financial service experience as a team.
- All responsibilities from the previous role at Wells Fargo Advisors listed below.
Registered Client Associate
Albrecht Wealth Management Group at Wells Fargo Advisors
Milwaukee
2018.09 - 2022.01
- Assisted a team managing 497 households with assets under management exceeding $500 million.
- Primary contact for facilitating clients with various financial-related requests and resolving account issues. Responsible for transitioning new assets to the Financial Advisors' book of business, monitoring accounts by complying with firm’s policies and regulations, detecting risks and making adjustments as needed.
- Primary contact for facilitating clients with various financial requests and resolving account issues. Transitioned new assets to the Financial Advisors' book of business, monitored accounts by complying with firm’s policies and regulations, and detected risks and made adjustments.
- Maximizing client’s potential to achieve their financial goals by establishing a customized financial plan using the Envision program. Continue monitoring plan results and work closely with clients to make alterations throughout the ongoing process.
- Initiate contacts with various internal and external business channels to research and resolve complex issues. Focus on building, maintaining and improving relationships during the engagement.
- Initiated contacts with internal and external business channels to research and resolve complex issues, while building and maintaining strong relationships throughout engagement.
- Develop client lists, design material and seminar/meeting content, coordinate presentations and contact clients. Manage team website and marketing materials.
Client Service Consultant II
Wells Fargo Asset Management
Menomonee Falls
2017.11 - 2018.09
- Researched and responded to complex client requests through case work, delivering accurate answers to account-related questions via oral and written communication.
- Partnered across lines of business within the organization to resolve complex and escalated issues.
- Assist beneficiaries with claims processing. Requires extensive knowledge around the probate process along with internal and legal requirements.
Client Service Consultant
Wells Fargo Asset Management
Menomonee Falls
2017.01 - 2017.10
- Respond to incoming telephone calls from clients. Maintain current knowledge of the firm's products and investment outlooks. Clarify clients' needs; provide information on firm provided products and services.
- Processed transactions and maintenance requests while resolving customer complaints and inquiries.
- Provided technical support for website issues related to client online access.
Client Service Associate
Morgan Kenwood Advisors, LLC
Greendale
2014.07 - 2017.01
- Provided clients assistance on account services; resolved inquiries regarding account balances, statement information, and product or service details.
- Assisted financial advisors in preparing and updating financial reports regularly.
Education
Master of Business Administration -
Carroll University
Waukesha, WIBachelor of Arts - Accounting
California State University
San Bernardino, CASkills
- Currently hold CFP® certification FINRA Series 9/10, 7, 66 and 63 obtained Knowledge of financial services products, including but not limited to equities, bonds, options, mutual funds, annuities, insurance, and managed accounts Brokerage industry experiences, vast working knowledge with software programs including but not limited to, Client Center, Goal Planning and Monitoring (GPM), Envision, Smart Station, Moring Star, TA 2000 Desktop, AWD system, sales force, smart office, and plan builderMastery of financial planning software (eg, eMoney,MoneyGuidePro, etc) and investment reporting platforms Exceptional wealth management, financial planning, portfolio construction and investment selection, customer service, research, problem solving, and follow through skills Exceptional active listening and presentation skills to distill complex financial concepts into actionable advice Strong leadership and exceptional time management skills Team player with the ability to collaborate with others Ability to work in a fast-paced, evolving environment Adaptable and ability to multi-task Outstanding interpersonal communication skills, fluent in both written and oral Chinese Mandarin and English Proficient with Microsoft Office Suite (Word, Excel, PowerPoint, and Outlook)
- Financial planning
- Portfolio management
- Risk assessment
Timeline
Investment Consultant – Relationship Manager
Goodrich Hill Wealth Management Group at Morgan Stanley
2025.04 - Current
Financial Planning Analyst
Nerland Cummings Group at Morgan Stanley
2023.07 - Current
Senior Registered Client Associate
Albrecht Wealth Management Group at Raymond James
2022.01 - 2023.07
Registered Client Associate
Albrecht Wealth Management Group at Wells Fargo Advisors
2018.09 - 2022.01
Client Service Consultant II
Wells Fargo Asset Management
2017.11 - 2018.09
Client Service Consultant
Wells Fargo Asset Management
2017.01 - 2017.10
Client Service Associate
Morgan Kenwood Advisors, LLC
2014.07 - 2017.01
Master of Business Administration -
Carroll University
Bachelor of Arts - Accounting
California State University