Summary
Overview
Work History
Education
Skills
Timeline
Generic

Nicole Ascheman

Saint Cloud

Summary

Dedicated and adaptable professional with a proactive attitude and the ability to learn quickly. Strong work ethic and effective communication skills. Eager to contribute to a dynamic team and support organizational goals.

Overview

18
18
years of professional experience

Work History

Customer Protection Solutions Manager

Capital One
11.2024 - Current
  • Supported CPR agents with complex questions and customer escalations, enhancing resolution efficiency through dedicated escalations phone queue.
  • Reported identified fraud trends to management to inform decisions.
  • Recognized system issues, escalated for resolution, and participated in technical troubleshooting to minimize disruptions.

Customer Protection Resolution Team Member

Capital One
12.2023 - 11.2024
  • Educated customers on fraud risks during account reviews, resolved issues effectively, and ensured a positive experience to ease concerns of potential scam victims.
  • Displayed strong customer focus through empathetic interactions.
  • Demonstrate the ability and willingness to learn, strong attention to detail, positive attitude and ability to be flexible and embrace change.

Debit Card Fraud Disputes

Capital One
04.2022 - 12.2023
  • Ensured compliance with Regulation E regarding timeframes for disputed transactions, minimizing potential risks.
  • Analyzed Chargeback processing guidelines to confirm that submitted items adhered to Chargeback code standards.
  • Meet performance expectations related to productivity, effectiveness and customer experience.

Customer Service Manager

Capital One
12.2019 - 03.2022
  • Applied de-escalation techniques to swiftly resolve customer complaints and technical challenges, improving overall service quality.
  • Handled inbound calls and resolved customer escalations, ensuring clear communication and satisfaction.
  • Managed system access for agents and prioritized their requests to facilitate operations.

Customer Service Solutions

Capital One
05.2017 - 12.2019
  • Managed inbound calls by marketing customer-focused digital financial products to new and existing customers, transferring money, documenting detailed notes for future service, and delivering empathetic customer service aligned with company values.
  • Executed routine tasks to support operational efficiency.
  • Proposed ideas and solutions that improved team performance and outcomes.
  • Collaborated with diverse coworkers to achieve goals and resolve product and service-related issues.

Product Returns Clerk

Precision Optics
03.2008 - 05.2017
  • Input prescription data into database, verified warranty information for returns, and communicated discrepancies to opticians to ensure accurate processing.
  • Troubleshot order errors and identified solutions to effectively process new lens information.

Education

Certificate - Medical Billing And Coding

Rasmussen College
St. Cloud, Mn
05-2017

Skills

  • Fraud Prevention
  • Problem solving
  • Customer Service
  • Time Management
  • Self motivation
  • Empathy

Timeline

Customer Protection Solutions Manager

Capital One
11.2024 - Current

Customer Protection Resolution Team Member

Capital One
12.2023 - 11.2024

Debit Card Fraud Disputes

Capital One
04.2022 - 12.2023

Customer Service Manager

Capital One
12.2019 - 03.2022

Customer Service Solutions

Capital One
05.2017 - 12.2019

Product Returns Clerk

Precision Optics
03.2008 - 05.2017

Certificate - Medical Billing And Coding

Rasmussen College
Nicole Ascheman