Detail-oriented funderwriter with expertise in loan evaluation, documentation review, and compliance. Proven ability to analyze risk factors and streamline workflows, contributing to effective team collaboration and strong relationship-building.
Overview
12
12
years of professional experience
Work History
Funderwriter
U.S. Bank
Richfield
05.2022 - 04.2025
Reviewed Mortgage Loans after it was Final approved, if there were rate updates.
Returned unresolved issues to the original underwriter for further review.
Retrieved VA appraisals from the website and uploaded them to loan documents for underwriter review.
Underwriter
U.S. Bank
Richfield
05.2016 - 06.2022
Evaluated loan applications to determine creditworthiness and eligibility for approval.
Evaluated loan applications for compliance with credit policies.
Analyzed financial information including income, assets, liabilities and credit history of applicants.
Analyzed financial documents to assess risk factors.
Reviewed property appraisals for accuracy and value determination.
Streamlined workflow for timely processing of applications.
Monitored industry trends, regulations and compliance requirements to ensure adherence.
Mortgage Auditor
U.S. Bank
Hopkins
09.2013 - 04.2016
Conducted audits on internal controls and developed reports on findings.
Reviewed documentation for accuracy and completeness to ensure compliance during audit processes.
Prepared detailed reports summarizing audit findings for management review.
Drafted reports on audit results, highlighting irregularities or inconsistencies to inform management decisions.
Assisted in preparing audit plans aligned with established objectives and standards to guide audit activities.