Summary
Overview
Work History
Education
Skills
Timeline
Generic

Patricia McGuire

Fridley

Summary

Detail-oriented funderwriter with expertise in loan evaluation, documentation review, and compliance. Proven ability to analyze risk factors and streamline workflows, contributing to effective team collaboration and strong relationship-building.

Overview

12
12
years of professional experience

Work History

Funderwriter

U.S. Bank
Richfield
05.2022 - 04.2025
  • Reviewed Mortgage Loans after it was Final approved, if there were rate updates.
  • Returned unresolved issues to the original underwriter for further review.
  • Retrieved VA appraisals from the website and uploaded them to loan documents for underwriter review.

Underwriter

U.S. Bank
Richfield
05.2016 - 06.2022
  • Evaluated loan applications to determine creditworthiness and eligibility for approval.
  • Evaluated loan applications for compliance with credit policies.
  • Analyzed financial information including income, assets, liabilities and credit history of applicants.
  • Analyzed financial documents to assess risk factors.
  • Reviewed property appraisals for accuracy and value determination.
  • Streamlined workflow for timely processing of applications.
  • Monitored industry trends, regulations and compliance requirements to ensure adherence.

Mortgage Auditor

U.S. Bank
Hopkins
09.2013 - 04.2016
  • Conducted audits on internal controls and developed reports on findings.
  • Reviewed documentation for accuracy and completeness to ensure compliance during audit processes.
  • Prepared detailed reports summarizing audit findings for management review.
  • Drafted reports on audit results, highlighting irregularities or inconsistencies to inform management decisions.
  • Assisted in preparing audit plans aligned with established objectives and standards to guide audit activities.

Education

Some College (No Degree) -

North Hennepin Community College
Minneapolis, MN

Skills

  • Loan evaluation
  • Underwriting guidelines
  • Documentation review
  • Workflow management
  • FreddieMac and FannieMae Experience
  • Team collaboration
  • Building strong relationships

Timeline

Funderwriter

U.S. Bank
05.2022 - 04.2025

Underwriter

U.S. Bank
05.2016 - 06.2022

Mortgage Auditor

U.S. Bank
09.2013 - 04.2016

Some College (No Degree) -

North Hennepin Community College
Patricia McGuire