Summary
Overview
Work History
Timeline
Generic

Shirley Dougherty

Cottage Grove

Summary

Results-driven professional with over 30 years in the mortgage industry. Skilled in credit analysis and project management, consistently delivering quality assurance protocols that enhance compliance and operational effectiveness across multiple business channels.

Overview

48
48
years of professional experience

Work History

Senior Quality Control Analyst

US Bank Home Mortgage
Hopkins, MN
03.2015 - 04.2026

Developed and implemented quality assurance protocols for both pre-funding and post-funding reviews of all mortgage loan types throughout several business channels.

Senior Mortgage Underwriter

US Bank Home Mortgage
Richfield, MN
02.2003 - 03.2015

Accurate review and analysis of credit, income, asset and property documentation of loan applicants to meet both agency and company guidelines, as well as meet production staff needs and expectations. Obtained both FHA DE and VA SAR certifications.

Regional Closing Manager

US Bank Home Mortgage
Bloomington, MN
11.1998 - 02.2003

Managed a large and extremely fast-paced closing department, while preparing home loan closing documentation packages. Ensured deadlines were met to meet both the customer and management closing date expectations.

Programmer Analyst

US Bank Home Mortgage
Bloomington, MN
09.1996 - 11.1998
  • Collaborated on cross-functional teams to enhance user experience in digital platforms.

Mortgage Loan Processor

US Bank Home Mortgage
Bloomington, MN
09.1992 - 09.1996
  • Processed mortgage applications, ensuring accuracy and compliance with regulatory requirements.

Mortgage Post Closer and Closer

Margaretten and Company, Inc.
Bloomington, MN
08.1986 - 09.1992

Responsible for the timely review of closed loan files for shipping to various investors for purchase and/or insuring. Responsible for review of closing files and preparation of closing document packages to meet agency guidelines.

Food Service

University of Minnesota-Duluth
Duluth, MN
09.1983 - 06.1984
  • Enhanced customer satisfaction by providing timely and accurate food service in a high-volume environment.

Server

Bridgeman's Restaurant
Bloomington, MN
06.1980 - 08.1982
  • Managed multiple tables efficiently, prioritizing tasks during peak hours to maximize service speed.

Concession Stand Worker

Bloomington Metropolitan Stadium
Bloomington, MN
06.1978 - 05.1982
  • Operated concession stand, efficiently processing customer orders and handling payments.

Timeline

Senior Quality Control Analyst

US Bank Home Mortgage
03.2015 - 04.2026

Senior Mortgage Underwriter

US Bank Home Mortgage
02.2003 - 03.2015

Regional Closing Manager

US Bank Home Mortgage
11.1998 - 02.2003

Programmer Analyst

US Bank Home Mortgage
09.1996 - 11.1998

Mortgage Loan Processor

US Bank Home Mortgage
09.1992 - 09.1996

Mortgage Post Closer and Closer

Margaretten and Company, Inc.
08.1986 - 09.1992

Food Service

University of Minnesota-Duluth
09.1983 - 06.1984

Server

Bridgeman's Restaurant
06.1980 - 08.1982

Concession Stand Worker

Bloomington Metropolitan Stadium
06.1978 - 05.1982
Shirley Dougherty