Tammy Sobania
Minneapolis
Summary
Results-driven mortgage loan processor specializing in documentation accuracy and risk assessment. Experienced in coordinating with underwriters and maintaining organized records, ready to enhance operational efficiency and support timely loan closings.
Overview
10
10
years of professional experience
Work History
Correspondent Processor
Servion, Inc
New Brighton
06.2025 - 04.2026
- Reviewed mortgage applications to ensure accuracy and completeness for timely processing.
- Gathered and verified documentation from borrowers and third parties to facilitate loan approvals.
- Processed loan files in compliance with regulatory standards.
- Coordinated with underwriters to expedite loan approvals.
- Maintained organized records of all processed loans and documents.
- Responded to loan status inquiries, enhancing customer understanding and satisfaction.
Mortgage Processor/Mortgage Closer
Citizens State Bank & Trust Co
Hudson
01.2024 - 06.2025
- Ensured compliance with federal regulations such as RESPA, Truth in Lending Act, Home Mortgage Disclosure Act and Anti-Money Laundering laws.
- Verified approvals against established bank and government lending standards to ensure compliance.
- Reviewed loan applications and supporting documentation to ensure accuracy of data.
- Conducted interviews with loan applicants to gather personal and financial data, facilitating accurate application completion.
- Collaborated with closing agents to schedule and prepare for loan closings.
- Recorded applications for loan and credit, loan information and disbursements of funds.
- Tracked loan processing timelines to ensure adherence to closing deadlines.
Senior Mortgage Loan Processor
US Bank Home Mortgage
Minneapolis
07.2016 - 04.2024
- Managed loan pipeline, facilitating timely processing and completion of applications.
- Reviewed documentation for accuracy and compliance with regulations.
- Processed loan applications for diverse mortgage products efficiently.
- Processed loan applications in fast-paced environment, ensuring adherence to timelines.
- Assisted in resolving issues related to loan processing promptly.
- Collaborated with team members, streamlining workflow and improving overall productivity.
Education
Accounting And Office Management
Alexandria Technical College
Alexandria, MN06-1981
High School Diploma -
Long Prairie Public High School
Long Prairie, MN05-1979
Skills
- Loan processing
- Mortgage underwriting
- Regulatory compliance
- Risk assessment
- Document management
- Customer service
Timeline
Correspondent Processor
Servion, Inc
06.2025 - 04.2026
Mortgage Processor/Mortgage Closer
Citizens State Bank & Trust Co
01.2024 - 06.2025
Senior Mortgage Loan Processor
US Bank Home Mortgage
07.2016 - 04.2024
Accounting And Office Management
Alexandria Technical College
High School Diploma -
Long Prairie Public High School